Attention homeowners in Charlotte and Mecklenburg County: Get an Appraisal today!
The top seven reasons why NC homeowners order from Hitchens Appraisal Group, LLC:
Do you own a home in or near Charlotte? Do you need help deciding the value of your real estate?
At Hitchens Appraisal Group, LLC, we understand the unique needs of a homeowner after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale By Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Hitchens Appraisal Group, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your home's price, and not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value report than yours. PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. At Hitchens Appraisal Group, LLC, we're experts in helping customers just like you rid yourselves of undesirable PMI insurance. Challenge Mecklenburg county's assessment of your propertyIf you live in a local area that is declining or is not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Hitchens Appraisal Group, LLC is your strongest weapon when contesting your property tax assessment. Was your HELOC recently frozen?Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Hitchens Appraisal Group, LLC can provide you with a professional appraisal that will help you reinstate your HELOC. We Provide Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you'd like to have a seasoned expert double-check it for efficiency or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal? Hitchens Appraisal Group, LLC can We can assist you. While typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your property. |